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Cindi Butkus, REALTORŽ, real estate agent and broker for Lake Havasu City Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Spring is Here!!

Thank you for visitng Your Lake Havasu Real Estate Website. What a Great Time to Buy a Home in Lake Havasu..Selling Real Estate for almost 15 years here I am dedicated more than ever to help each and everyone of you to sell your home or to find you the home or investment you are looking for. CAll or email anytime!!

While visiting Lake Havasu City this Spring/Summer I hope you will enjoy our Beautful Lake along with the new shopping center and Cinema on the Northend of town...

Hi. I want to thank you for visiting my website. I know you have lots of choices out there when looking for a Realtor. Selling Real Estate in Lake Havasu is more than a career for me its a lot of fun too. After almost 15 years selling here I feel I have the knowledge you deserve and will be very happy with.

This site is filled with ways that you can contact me for one-on-one expert help and advice. Thats what I am here for.

For viewing Lake Havasu properties just go to Find a Home, then click on Lake Havasu Homes For Sale then click on Lake Havasu Assoc of Realtors. Its a great site and easy to use.

Please let me know if you have any problems with it. Also you can email me with what you are looking for and I will help you find the best home in Havasu within your price range.

If you are selling a home Call me right away. My listings are selling very quickly. I can sell yours too!! Let's get together and get you the most we can.

Buying and selling a home is one of the biggest events in your life. Let me help make it a fun experience.

May the warmth of Lake Havasu bring you much happiness!!

- Cindi With an "I"

School Reports in Lake Havasu City, Arizona

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Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

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Q	Why is the Terra Amata site in Nice, France famous?
A	Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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Cindi Butkus
Selman & Associates
387 S Lake Havasu Ave Ste 101
Lake Havasu City, AZ. 86403
800-721-7962
928-680-4676
Fax: 928-855-0167
Email: Cindi@CindiButkus.com

Hi. I want to thank you for visiting my website.. I look forward to hearing from you and helping you with all of your Lake Havasu Real Estate needs...I am here to help in anyway I can...thanks again and Hava Great Day!!..cindi

Equal Housing MLS REALTOR

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