Lake Havasu City real estate and homes for sale in Arizona - Cindi Butkus, REALTOR® Cindi Butkus REALTOR(r) for Lake Havasu City, Arizona real estate - NUMBER1EXPERT™ Cindi Butkus NUMBER1EXPERT(tm) for Lake Havasu City, Arizona real estate

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Cindi Butkus, REALTORŪ, real estate agent and broker for Lake Havasu City Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

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First Time Homebuyers: Lake Havasu City Arizona home buying, real estate listings, and homes for sale in Mohave                         County, AZ
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Lake Havasu City real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?

A 
The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Cindi Butkus, REALTORŪ, real estate agent and broker for Lake Havasu City Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Cindi Butkus
Selman & Associates

387 S Lake Havasu Ave Ste 101
Lake Havasu City, AZ. 86403
800-721-7962
928-680-4676
Fax: 928-855-0167
Email: Cindi@CindiButkus.com

Hi. I want to thank you for visiting my website.. I look forward to hearing from you and helping you with all of your Lake Havasu Real Estate needs...I am here to help in anyway I can...thanks again and Hava Great Day!!..cindi

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Selman & Associates real estate and homes for sale in Lake Havasu City Arizona

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